I know being in debt is depressing

I know being in debt is depressing but try stay steady for your kids.Please don’t think I’m trying to judge your husband but he is really being selfish right now b/c his actions affect the entire family.I think as long as you do all the work he will never hit bottom concerning his debt b/c he feels that your “nest egg” will sustain you guys. I think you should not pay AMEX for your husband if you all will not lose your essentials.

A local debt counselor told me I was in too big a hurry to pay off something that took me years to accumulate.Instead she told me to be patient with myself and take one thing at a time to make head way and to feel less depressed about what I got myself into.If you can use this advice in any capacity I hope it helps.Make your husband share some of this burden with you since it’s his burden.I wish you the best… Whenever if ever you need an ear,shoulder or an e-smile I’m always available.